Do you offer free estimates?

Yes! We provide free, no-obligation estimates for all roofing services. Call us at (956) 600-0501 or visit our contact page to get started.

How long does a roof replacement take?

Most residential roof replacements are completed in 1–3 days, depending on the size and complexity of your roof. We work efficiently while maintaining the highest quality standards.

How long have you been in business?

Baccaro Roofing has served South Texas for over 5 years, with more than 500 completed projects and a 5.0-star rating across our 20+ Google reviews. Ronnie Baccaro is the owner-operator and personally inspects every job. We're built on RGV referrals — most of our work comes from neighbors recommending us.

Do you help with insurance claims?

Absolutely. We have extensive experience working with insurance companies. We'll document the damage, meet with adjusters, and ensure you get the coverage you deserve.

What does a typical roof replacement cost in the RGV?

Most full residential replacements in the Rio Grande Valley range from $8,000 to $18,000, depending on roof size, slope, material (asphalt shingle vs. metal), and decking condition. Use our free Roof Cost Calculator at /roof-cost-calculator for an instant estimate, or call (956) 600-0501 for a no-pressure on-site inspection.

What roofing materials do you use?

We use top-quality materials from trusted manufacturers including architectural shingles, metal roofing, and flat roofing systems. We'll recommend the best option for your home and budget.

What warranty do you provide?

Every new roof comes with the manufacturer's material warranty (typically 30–50 years on architectural shingles, lifetime on metal) plus our 5-year workmanship warranty on installation. If anything fails because of how we installed it, we come back and fix it free. No fine print, no hassle.

Are you licensed and insured?

Yes. Baccaro Roofing is fully insured for general liability and workers' comp, and operates across the Rio Grande Valley with all required local permits pulled on every job. We carry full documentation on every job site and can provide certificates of insurance on request before any work begins.

What areas of the Rio Grande Valley do you serve?

We serve all 45+ cities across the Rio Grande Valley — Hidalgo, Cameron, Willacy, and Starr counties — including McAllen, Brownsville, Edinburg, Pharr, Mission, Harlingen, Weslaco, San Juan, Alamo, and South Padre Island. If you're in the RGV, we'll come give you a free inspection.

Do you work in Spanish too?

Yes — completely. Ronnie and most of the Baccaro crew are native Spanish speakers, and we run the entire job in Spanish if that's what you prefer: inspection notes, written quote, insurance adjuster meeting, daily progress check-ins, final walkthrough. The /techos/ section of our site and our Spanish blog posts are written in native Spanish, not translated. Roofing decisions are too important to lose detail in a language gap. Call (956) 600-0501 and ask for Ronnie en español.

Do you work on commercial roofs?

Yes. Baccaro Roofing handles flat and low-slope commercial systems — TPO, EPDM, modified bitumen, and metal — across the RGV. We work with property managers, HOAs, retail centers, and small industrial clients. Same free inspection policy: we'll diagnose what's wrong and quote it honestly before any contract.

Can I finance my roof?

Yes — financing is available on roof replacements through partner lenders so you don't have to cover the full cost upfront. Most homeowners qualify, the application is quick during your inspection visit, and we don't pull credit unless you ask. Visit baccaro-roofing.com/financing for current options, or just mention it during your free inspection and Ronnie will walk through what fits. No pressure if cash works better for you — we won't push financing on anyone.

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Baccaro Roofing GuideHow Much Does a New Roof Cost in the Rio Grande Valley?

May 2, 202612 min read

TL;DR: A new asphalt shingle roof in the Rio Grande Valley costs $13,500-$19,500 installed in 2026; standing-seam metal runs $24,000-$38,000. Coastal cities pay 8-15% more for TWIA windstorm certification and salt-spec materials. Insurance claims (storm/hail damage) leave you with just the deductible — typically $2,500-$8,000 in the RGV.

A new roof in the Rio Grande Valley typically costs between $7,000 and $35,000 installed, depending on roof size, material, pitch, and home complexity. Most McAllen, Edinburg, and Brownsville homeowners spend $10,000 to $18,000 on a full asphalt shingle replacement and $18,000 to $30,000 on standing-seam metal.

Those ranges are wide because every roof is different. This guide walks you through exactly what drives the cost, what the average RGV homeowner ends up paying, and the line items most contractors don't mention upfront.

Quick reference: 2026 RGV roof pricing

| Material | Price per square (100 sqft) installed | Typical total for 2,000 sqft RGV home | |----------|--------------------------------------:|--------------------------------------:| | 3-tab asphalt shingle (basic) | $325–$400 | $7,000–$9,500 | | Architectural shingle (standard) | $425–$525 | $9,500–$12,500 | | Class 4 impact-resistant shingle | $575–$700 | $12,500–$16,500 | | Screw-down metal panel | $750–$950 | $16,500–$21,000 | | Standing-seam metal (premium) | $1,100–$1,400 | $24,000–$32,000 | | TPO / modified bitumen (flat) | $625–$800 | $14,000–$18,500 |

These are real Baccaro Roofing market prices for the RGV in 2026, including tear-off, synthetic underlayment, drip edge, flashing, and full property cleanup. Decking replacement and skylight work are extra.

For a personalized estimate in seconds, use our [free Roof Cost Calculator](/roof-cost-calculator).

What actually drives the cost

Six variables determine your final price. Get a sense of where your home falls on each and you can predict the estimate within 10%.

### 1. Roof size (squares)

Roofers price by the "square" — 100 square feet of roof surface. A typical 2,000 sqft RGV home has 22–28 squares of roof, depending on overhangs and pitch. Bigger home = more squares = higher total, but the per-square price actually drops slightly on larger jobs because mobilization is fixed.

### 2. Material grade

Material is the single biggest cost driver. In the RGV, the smart middle-of-market choice is Class 4 impact-resistant architectural shingles — they handle hurricane-force wind ratings up to 130 mph, qualify for Texas insurance discounts (typically 10–25% off your premium), and last 25–30 years in South Texas heat. Standing-seam metal lasts 40–70 years and qualifies for the same insurance discounts but costs roughly twice as much upfront.

### 3. Pitch and accessibility

A steep roof costs 15–35% more in labor — crews need safety equipment, work slower, and produce less per day. Two-story homes add another 15–20%. Ranch-style single-story homes with low-slope roofs are the cheapest to replace.

### 4. Decking condition

After tear-off, the roof deck (the wood underneath) gets inspected. Damaged or rotted decking needs to be replaced before new material goes on. Decking replacement runs $1.50–$3.00 per square foot of damaged area. A typical RGV home with normal aging needs 2–4 sheets of decking ($75–$200 added). Older homes (1980s and earlier) or homes with prior leak history can need $1,000–$3,000 in decking work.

### 5. Penetrations and details

Every roof penetration — chimney, skylight, vent stack, satellite dish mount — needs flashing and sealant. A roof with 3 penetrations costs less than a roof with 12. Skylights specifically: count on $300–$700 each for re-flashing during a replacement, or $600–$2,500 each if you're replacing the skylight itself.

### 6. Storm and demand surge

After major hurricanes or hail events, demand spikes and prices can jump 20–40% for 60–90 days. If you have a non-emergency roof, scheduling outside storm season (December–April in the RGV) can save real money.

Cost by RGV city

Pricing across the RGV is similar — same labor market, same supply chain — but a few city-specific factors matter:

[McAllen, TX](/areas/mcallen) and [Edinburg, TX](/areas/edinburg): large established roofing market, competitive pricing. Most homes are 1,500–3,000 sqft single-story brick.
[Brownsville, TX](/areas/brownsville): coastal exposure means hurricane-rated installation is essential. Expect to pay 5–10% more for proper hurricane straps and high-wind nailing patterns.
[Harlingen, TX](/areas/harlingen) and [San Benito, TX](/areas/san-benito): similar to McAllen pricing. Mid-Valley access is good, costs are middle-of-market.
[South Padre Island, TX](/areas/south-padre-island) and [Port Isabel, TX](/areas/port-isabel): the most expensive in the RGV. Coastal salt-air requires stainless or coated fasteners and corrosion-resistant flashing — adds 10–20% to material costs. WPI-8 windstorm certification often required.
[Rio Grande City, TX](/areas/rio-grande-city) and [Roma, TX](/areas/roma): similar pricing to mid-Valley, slight upcharge for haul distance from major suppliers.

What the calculator doesn't include (and how to budget for it)

Every honest contractor will tell you the calculator estimate is a starting point. These extras can add 10–40% to your real total:

Decking replacement: $200–$3,000 depending on damage
Skylight work: $300–$2,500 per skylight
Ridge vent installation or upgrade: $400–$1,200
Gutter replacement: $1,500–$4,500 for a typical home
Tree clearance or power-line conflicts: $200–$1,500
City permit and inspection: $50–$300 (varies by RGV municipality)
Hurricane straps or hip-and-ridge reinforcement: $500–$2,000

A real estimate from Baccaro Roofing is itemized — every one of these gets called out as a separate line so you know exactly what you're paying for.

How to get an accurate estimate

The only way to know your real number is an on-site inspection. Here's what to expect from a quality RGV roofer:

1. Free inspection, no high-pressure sales. The crew gets on the roof, inspects the deck from the attic where accessible, photographs everything. 2. Written, itemized estimate within 24–48 hours. Materials, labor, warranty, timeline — all broken out. 3. Multiple material options at different price points so you can choose your tradeoff. 4. Insurance claim assistance if storm damage is involved. They'll meet your adjuster on-site. 5. Manufacturer warranty registration on every replacement, plus their own workmanship guarantee.

If a contractor pressures you to sign the same day, won't put their estimate in writing, or asks for full payment upfront — walk away.

Insurance: when does insurance pay for the roof?

Texas insurance covers roof replacement when damage is caused by a covered event — hurricane, hail, wind, fallen tree, lightning. Wear-and-tear from age does NOT qualify. After a covered event:

1. The roofer documents the damage with photos 2. You file a claim with your carrier 3. The adjuster inspects (a good roofer meets them on-site to make sure nothing is missed) 4. The carrier approves a scope of work and amount 5. Replacement is scheduled 6. You pay only your deductible (typically $1,000–$5,000 in Texas)

By Texas law, contractors cannot legally waive your deductible — that's insurance fraud. Anyone who promises to "cover your deductible" is operating illegally and risking your claim. What a good contractor CAN do is provide accurate documentation that gets you paid the full amount you're owed.

For a deeper dive on the claims process, see our guide on [how insurance claims work for roofing](/blog/how-insurance-claims-work-for-roofing).

Common questions

### Can I just repair the roof instead of replacing it?

Roofs under 12 years old with isolated damage are usually worth repairing — runs $300–$1,500. Roofs over 18 years with multiple problem areas are usually better replaced. Repairs become a recurring cost, and an aging roof can fail an insurance underwriting inspection regardless of repairs.

### How long should a new roof last in South Texas?

Architectural asphalt shingles installed properly: 22–30 years in the RGV climate. Standing-seam metal: 40–70 years. The big lifespan-shorteners are inadequate attic ventilation (heat traps under the roof and cooks the shingles), poor flashing details, and using cheap materials that aren't rated for hurricane wind.

### Do I need impact-resistant shingles?

If your insurance offers a discount for them (most Texas carriers do — typically 10–25% off your premium), the answer is almost always yes. The discount usually pays for the upgrade within 5–8 years. Plus they actually do a better job in spring hail events, which the RGV gets every year.

### What's the cheapest legitimate roof I can install?

3-tab asphalt shingle, no upgrades, no decking work. About $7,000 for a small RGV home. Only do this if you're selling the home soon — 3-tabs last 12–15 years here vs. 25+ for architectural, so the long-term cost-per-year is actually higher.

### How long does the install take?

Most residential replacements in the RGV are completed in 1–3 days. Larger or more complex roofs may take a week. We give you a clear timeline before work begins.

### Can I finance a roof replacement?

Yes. Baccaro Roofing partners with reputable lenders to offer flexible financing — including 0% promotional plans for qualified buyers and longer-term low-monthly-payment options. Approval is fast and there's no obligation to apply. Ask during your free estimate.

Ready for a real estimate?

Use the [Roof Cost Calculator](/roof-cost-calculator) for a quick ballpark, then call Baccaro Roofing at (956) 600-0501 for a free, no-pressure on-site inspection and written estimate. We serve the entire Rio Grande Valley — McAllen, Edinburg, Mission, Pharr, Brownsville, Harlingen, Weslaco, San Juan, and 40+ other cities.

Bilingual English/Spanish service. Licensed and insured. Manufacturer warranties on every replacement plus our own 5-year workmanship guarantee.

_Sources: [Texas Department of Insurance](https://www.tdi.texas.gov/) for TWIA standards · [GAF](https://www.gaf.com/) and [Owens Corning](https://www.owenscorning.com/) for material warranty data · [Cool Roof Rating Council](https://coolroofs.org/) for reflective performance · [2024 Cost vs Value Report](https://www.remodeling.hw.net/cost-vs-value)._