Do you offer free estimates?

Yes! We provide free, no-obligation estimates for all roofing services. Call us at (956) 600-0501 or visit our contact page to get started.

How long does a roof replacement take?

Most residential roof replacements are completed in 1–3 days, depending on the size and complexity of your roof. We work efficiently while maintaining the highest quality standards.

How long have you been in business?

Baccaro Roofing has served South Texas for over 5 years, with more than 500 completed projects and a 5.0-star rating across our 20+ Google reviews. Ronnie Baccaro is the owner-operator and personally inspects every job. We're built on RGV referrals — most of our work comes from neighbors recommending us.

Do you help with insurance claims?

Absolutely. We have extensive experience working with insurance companies. We'll document the damage, meet with adjusters, and ensure you get the coverage you deserve.

What does a typical roof replacement cost in the RGV?

Most full residential replacements in the Rio Grande Valley range from $8,000 to $18,000, depending on roof size, slope, material (asphalt shingle vs. metal), and decking condition. Use our free Roof Cost Calculator at /roof-cost-calculator for an instant estimate, or call (956) 600-0501 for a no-pressure on-site inspection.

What roofing materials do you use?

We use top-quality materials from trusted manufacturers including architectural shingles, metal roofing, and flat roofing systems. We'll recommend the best option for your home and budget.

What warranty do you provide?

Every new roof comes with the manufacturer's material warranty (typically 30–50 years on architectural shingles, lifetime on metal) plus our 5-year workmanship warranty on installation. If anything fails because of how we installed it, we come back and fix it free. No fine print, no hassle.

Are you licensed and insured?

Yes. Baccaro Roofing is fully insured for general liability and workers' comp, and operates across the Rio Grande Valley with all required local permits pulled on every job. We carry full documentation on every job site and can provide certificates of insurance on request before any work begins.

What areas of the Rio Grande Valley do you serve?

We serve all 45+ cities across the Rio Grande Valley — Hidalgo, Cameron, Willacy, and Starr counties — including McAllen, Brownsville, Edinburg, Pharr, Mission, Harlingen, Weslaco, San Juan, Alamo, and South Padre Island. If you're in the RGV, we'll come give you a free inspection.

Do you work in Spanish too?

Yes — completely. Ronnie and most of the Baccaro crew are native Spanish speakers, and we run the entire job in Spanish if that's what you prefer: inspection notes, written quote, insurance adjuster meeting, daily progress check-ins, final walkthrough. The /techos/ section of our site and our Spanish blog posts are written in native Spanish, not translated. Roofing decisions are too important to lose detail in a language gap. Call (956) 600-0501 and ask for Ronnie en español.

Do you work on commercial roofs?

Yes. Baccaro Roofing handles flat and low-slope commercial systems — TPO, EPDM, modified bitumen, and metal — across the RGV. We work with property managers, HOAs, retail centers, and small industrial clients. Same free inspection policy: we'll diagnose what's wrong and quote it honestly before any contract.

Can I finance my roof?

Yes — financing is available on roof replacements through partner lenders so you don't have to cover the full cost upfront. Most homeowners qualify, the application is quick during your inspection visit, and we don't pull credit unless you ask. Visit baccaro-roofing.com/financing for current options, or just mention it during your free inspection and Ronnie will walk through what fits. No pressure if cash works better for you — we won't push financing on anyone.

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Baccaro Roofing GuideRoof Types: 11 Options for South Texas Homes

May 4, 20269 min read

Choosing a roof type in the Rio Grande Valley is harder than it should be — most generic guides assume mild climates and don't address South Texas heat, hurricane exposure, or salt air. Here are the 11 roof types actually worth considering for an RGV home, ranked by how well they hold up to local conditions.

Quick decision matrix

| Roof type | Best for | Lifespan in RGV | Cost (2,000 sqft) |
|-----------|----------|-----------------|-------------------|
| 3-tab asphalt shingle | Rentals, tight budget | 12–15 yr | $7k–$9k |
| Architectural shingle | Most homes | 18–22 yr | $9k–$12k |
| Class 4 impact-resistant shingle | Hail-prone areas | 22–28 yr | $12k–$16k |
| Standing-seam metal | Long-term ownership | 40–60+ yr | $24k–$32k |
| Screw-down metal panel | Commercial, agricultural | 30–40 yr | $16k–$21k |
| Stone-coated steel | Premium aesthetics | 40–50 yr | $20k–$28k |
| TPO (flat) | Commercial, low-slope | 18–25 yr | $14k–$18k |
| Modified bitumen (flat) | Older flat-roof retrofits | 15–20 yr | $12k–$16k |
| EPDM rubber (flat) | Small commercial | 20–25 yr | $13k–$17k |
| Clay tile | Spanish-style luxury | 50+ yr | $30k–$50k |
| Concrete tile | Spanish-style luxury | 50+ yr | $25k–$40k |

For a personalized estimate, use the Roof Cost Calculator.

1. 3-tab asphalt shingles

The cheapest legitimate roof. Two flat-tab strips with three cuts, applied in horizontal courses. In the RGV they last 12–15 years before granule loss and curling start. Wind rating typically 60 mph — well below hurricane requirements.

Pick this if: You're selling the home within 5 years and need the lowest sticker price. Skip this if: You want any insurance discount, hurricane resistance, or longer than 15-year lifespan.

2. Architectural (laminate) shingles

The standard roof for new RGV construction since ~2005. Two layers of asphalt laminated together for a thicker, more textured look. Rated for 110–130 mph wind when properly installed with 6 nails per shingle.

Pick this if: You want a balance of cost, lifespan, and curb appeal. Most RGV homes go this direction. Skip this if: You're in a high-hail area (upgrade to Class 4) or need lifespan beyond 25 years (consider metal).

3. Class 4 impact-resistant shingles

Architectural shingles reinforced with a polymer or fiberglass mat to survive UL-2218 Class 4 hail testing (golf-ball-size hail at 90 mph without cracking). Most major Texas insurers offer 10–25% premium discount for Class 4 — often pays for the upgrade within 5–8 years.

Pick this if: You're in McAllen, Edinburg, or any RGV area that gets spring hail. The math almost always works. Skip this if: Your insurance carrier doesn't offer the discount (rare in Texas).

For the full comparison, see Why Class 4 shingles beat 3-tab in the RGV.

4. Standing-seam metal

Vertical metal panels with raised, sealed seams between them. The longest-lasting common residential option — 40–60+ years in the RGV. Premium upfront cost ($24k–$32k for a typical home) but lowest cost-per-year over time. Reflects radiant heat, often cuts AC bills 5–25%.

Pick this if: You're staying in the home 15+ years and value the AC savings + insurance discount stack. Skip this if: You're financing tightly and the higher upfront cost stretches you. See our metal vs shingles comparison.

5. Screw-down metal panels

Cheaper metal alternative — long panels fastened directly through the metal with exposed screws. Common on RGV agricultural buildings and budget commercial. Lasts 30–40 years but the screws need re-torquing every 10–15 years (heat expansion loosens them).

Pick this if: You have a barn, workshop, or budget commercial building. Skip this if: You want the architectural look of standing-seam on a primary residence.

6. Stone-coated steel

Steel panels coated with stone granules so they look like shingles or tile. Combines metal lifespan (40–50 years) with shingle aesthetics. Excellent hurricane wind rating. Significantly more expensive than standard architectural shingles.

Pick this if: You want the look of premium shingle or shake but with metal lifespan.

7. TPO (Thermoplastic Polyolefin)

The most common modern flat roof for commercial buildings. White-membrane reflects heat (good for South Texas commercial). 18–25 year lifespan. Heat-welded seams resist water ingress.

Pick this if: You have a commercial building or low-slope residential addition.

8. Modified bitumen

Older flat-roof technology — asphalt-based membrane in rolled sheets, torch-applied or self-adhered. Common on older RGV commercial. 15–20 years.

Pick this if: You're retrofitting a flat roof on a budget. Newer projects usually go TPO.

9. EPDM rubber

Synthetic rubber single-ply membrane. 20–25 years. Less common in RGV than TPO but viable for small commercial.

10. Clay tile

The Spanish-style heavy tile common on luxury Mediterranean-style homes. 50+ year lifespan but extremely heavy — requires reinforced framing. Expensive: $30k–$50k for a typical home.

Pick this if: You have a Spanish/Mediterranean architectural style home and the framing supports it.

11. Concrete tile

Cheaper, slightly heavier alternative to clay tile. Same 50+ year lifespan. Same framing requirements.

How to actually choose

Decide your time horizon. Staying <8 years → architectural shingles. Staying 15+ years → strongly consider metal.
Check your insurance. Bring your declarations page to your roofing contractor — many don't realize they qualify for a 10–25% Class 4 discount.
Account for HOA + municipality. Some RGV neighborhoods restrict metal or require specific colors.
Get quotes for two options. A good contractor will quote your top 2 choices side-by-side so you can compare.

RGV-specific considerations

Coastal homes (Port Isabel, South Padre Island, Laguna Vista) need stainless or coated fasteners. Standard galvanized rusts within 5–8 years on the coast.
Older neighborhoods built pre-1990 may have framing too weak for tile or stone-coated steel. Get an engineer's evaluation.
HOA-restricted neighborhoods in McAllen and Edinburg sometimes limit roof color or material — check before committing.

Common questions

What's the best roof for hurricane resistance?

Standing-seam metal at 150+ mph wind rating is the gold standard. Class 4 architectural shingles rated to 130 mph with 6-nail installation are a strong second.

Will a metal roof rust?

Modern metal roofs use Galvalume coating or stainless fasteners. Properly installed metal in inland RGV: no rust for 40+ years. Coastal: same lifespan if specified for coastal exposure.

How loud is rain on a metal roof?

Quieter than people expect. Modern installations include synthetic underlayment plus solid decking, which damps almost all rain noise.

Can I install a new roof over my old one?

For shingle-over-shingle: technically yes, but we don't recommend it. Tear-off lets us inspect decking and install proper underlayment. Skipping tear-off saves $1.5k–$3k but voids most manufacturer warranties.

How long until I need to replace?

Most asphalt roofs in the RGV: 18–25 years. Metal: 40–60+. Tile: 50+ with maintenance. Shorter if attic ventilation is poor.

Get an honest recommendation

Call (956) 600-0501 for a free on-site inspection. We'll quote your top 2 roof type options side by side with line-item pricing so you can compare real numbers. Bilingual crew, manufacturer warranties, no high-pressure sales.