Do you offer free estimates?

Yes! We provide free, no-obligation estimates for all roofing services. Call us at (956) 600-0501 or visit our contact page to get started.

How long does a roof replacement take?

Most residential roof replacements are completed in 1–3 days, depending on the size and complexity of your roof. We work efficiently while maintaining the highest quality standards.

How long have you been in business?

Baccaro Roofing has served South Texas for over 5 years, with more than 500 completed projects and a 5.0-star rating across our 20+ Google reviews. Ronnie Baccaro is the owner-operator and personally inspects every job. We're built on RGV referrals — most of our work comes from neighbors recommending us.

Do you help with insurance claims?

Absolutely. We have extensive experience working with insurance companies. We'll document the damage, meet with adjusters, and ensure you get the coverage you deserve.

What does a typical roof replacement cost in the RGV?

Most full residential replacements in the Rio Grande Valley range from $8,000 to $18,000, depending on roof size, slope, material (asphalt shingle vs. metal), and decking condition. Use our free Roof Cost Calculator at /roof-cost-calculator for an instant estimate, or call (956) 600-0501 for a no-pressure on-site inspection.

What roofing materials do you use?

We use top-quality materials from trusted manufacturers including architectural shingles, metal roofing, and flat roofing systems. We'll recommend the best option for your home and budget.

What warranty do you provide?

Every new roof comes with the manufacturer's material warranty (typically 30–50 years on architectural shingles, lifetime on metal) plus our 5-year workmanship warranty on installation. If anything fails because of how we installed it, we come back and fix it free. No fine print, no hassle.

Are you licensed and insured?

Yes. Baccaro Roofing is fully insured for general liability and workers' comp, and operates across the Rio Grande Valley with all required local permits pulled on every job. We carry full documentation on every job site and can provide certificates of insurance on request before any work begins.

What areas of the Rio Grande Valley do you serve?

We serve all 45+ cities across the Rio Grande Valley — Hidalgo, Cameron, Willacy, and Starr counties — including McAllen, Brownsville, Edinburg, Pharr, Mission, Harlingen, Weslaco, San Juan, Alamo, and South Padre Island. If you're in the RGV, we'll come give you a free inspection.

Do you work in Spanish too?

Yes — completely. Ronnie and most of the Baccaro crew are native Spanish speakers, and we run the entire job in Spanish if that's what you prefer: inspection notes, written quote, insurance adjuster meeting, daily progress check-ins, final walkthrough. The /techos/ section of our site and our Spanish blog posts are written in native Spanish, not translated. Roofing decisions are too important to lose detail in a language gap. Call (956) 600-0501 and ask for Ronnie en español.

Do you work on commercial roofs?

Yes. Baccaro Roofing handles flat and low-slope commercial systems — TPO, EPDM, modified bitumen, and metal — across the RGV. We work with property managers, HOAs, retail centers, and small industrial clients. Same free inspection policy: we'll diagnose what's wrong and quote it honestly before any contract.

Can I finance my roof?

Yes — financing is available on roof replacements through partner lenders so you don't have to cover the full cost upfront. Most homeowners qualify, the application is quick during your inspection visit, and we don't pull credit unless you ask. Visit baccaro-roofing.com/financing for current options, or just mention it during your free inspection and Ronnie will walk through what fits. No pressure if cash works better for you — we won't push financing on anyone.

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Baccaro Roofing GuideShingles or Metal? RGV Roof Decision Guide

May 5, 20266 min read

You're getting roofing quotes and the contractor asks: shingles or metal? Both work fine in the Rio Grande Valley. The right answer depends on five factors, in this order.

The 5-question decision framework

1. How long will you own the home?

Less than 7 years: Shingles. Metal's price premium doesn't pay off.
7–15 years: Shingles, unless other factors push you toward metal.
15+ years: Strongly consider metal. Cost-per-year is lower despite higher upfront.

2. What's your insurance discount situation?

Carrier offers stackable discounts for both Class 4 shingles AND metal: Almost a wash. Pick on aesthetics or other factors.
Carrier offers larger discount for metal: Tilt toward metal — common with State Farm and USAA.
Carrier offers no discount: Either choice works equally on the insurance dimension.

3. What's your total budget?

Under $15,000: Class 4 architectural shingles. You'll get a great roof.
$15,000–$25,000: Class 4 shingles or screw-down metal. Both work.
$25,000+: Standing-seam metal becomes viable.

4. Coastal exposure?

Inland RGV (McAllen, Edinburg, Mission, Pharr): Either works fine. Salt isn't a factor.
Cameron coastal (Port Isabel, South Padre Island, Laguna Vista, Bayview): Strongly consider standing-seam metal with stainless fasteners. Salt air destroys cheap shingle nailing in 5–8 years.

5. Aesthetic preference + HOA?

Most RGV neighborhoods: shingles look more "expected"; metal stands out.
Some HOAs restrict metal entirely — check your covenants before committing.
Premium home aesthetics: Standing-seam metal in a designer color (slate gray, copper) reads as upscale.

The default recommendation for most RGV homeowners

Class 4 architectural shingles. They're the right answer for the homeowner who: - Plans to stay 8–20 years - Has a $12,000–$18,000 budget - Wants insurance discount - Lives in inland RGV - Has standard residential aesthetics

This describes ~70% of the homeowners who call us.

When to override the default

| Scenario | Override to |
|----------|-------------|
| Coastal home + 10+ year ownership | Standing-seam metal |
| AC bills > $400/month + 15+ year ownership | Standing-seam metal (5–25% AC savings) |
| Tight budget + selling within 5 years | 3-tab shingles (cheapest legitimate option) |
| Premium home + designer aesthetics | Standing-seam metal in copper or slate gray |
| Agricultural or workshop building | Screw-down metal panels |
| Spanish/Mediterranean architecture | Clay or concrete tile (if framing supports) |

What we won't recommend

Metal over existing shingles without tear-off. Voids warranties; traps moisture.
Cheap (Class 1) shingles for a primary residence. The savings are eaten by faster failure + no insurance discount.
Coatings like Roof Maxx as a replacement for an aging roof. They buy 3–5 years; they don't replace a roof.

The 30-second test

Answer this: "How long will I own this home?"

Under 7: shingles
7–14: shingles unless coastal
15+: get a metal quote alongside the shingle quote, compare the math

That's the entire decision framework for 90% of RGV homeowners.

Get both quotes side by side

We quote both options on every estimate so you see the real numbers, not generic averages. (956) 600-0501 for a free on-site inspection.