Do you offer free estimates?

Yes! We provide free, no-obligation estimates for all roofing services. Call us at (956) 600-0501 or visit our contact page to get started.

How long does a roof replacement take?

Most residential roof replacements are completed in 1–3 days, depending on the size and complexity of your roof. We work efficiently while maintaining the highest quality standards.

How long have you been in business?

Baccaro Roofing has served South Texas for over 5 years, with more than 500 completed projects and a 5.0-star rating across our 20+ Google reviews. Ronnie Baccaro is the owner-operator and personally inspects every job. We're built on RGV referrals — most of our work comes from neighbors recommending us.

Do you help with insurance claims?

Absolutely. We have extensive experience working with insurance companies. We'll document the damage, meet with adjusters, and ensure you get the coverage you deserve.

What does a typical roof replacement cost in the RGV?

Most full residential replacements in the Rio Grande Valley range from $8,000 to $18,000, depending on roof size, slope, material (asphalt shingle vs. metal), and decking condition. Use our free Roof Cost Calculator at /roof-cost-calculator for an instant estimate, or call (956) 600-0501 for a no-pressure on-site inspection.

What roofing materials do you use?

We use top-quality materials from trusted manufacturers including architectural shingles, metal roofing, and flat roofing systems. We'll recommend the best option for your home and budget.

What warranty do you provide?

Every new roof comes with the manufacturer's material warranty (typically 30–50 years on architectural shingles, lifetime on metal) plus our 5-year workmanship warranty on installation. If anything fails because of how we installed it, we come back and fix it free. No fine print, no hassle.

Are you licensed and insured?

Yes. Baccaro Roofing is fully insured for general liability and workers' comp, and operates across the Rio Grande Valley with all required local permits pulled on every job. We carry full documentation on every job site and can provide certificates of insurance on request before any work begins.

What areas of the Rio Grande Valley do you serve?

We serve all 45+ cities across the Rio Grande Valley — Hidalgo, Cameron, Willacy, and Starr counties — including McAllen, Brownsville, Edinburg, Pharr, Mission, Harlingen, Weslaco, San Juan, Alamo, and South Padre Island. If you're in the RGV, we'll come give you a free inspection.

Do you work in Spanish too?

Yes — completely. Ronnie and most of the Baccaro crew are native Spanish speakers, and we run the entire job in Spanish if that's what you prefer: inspection notes, written quote, insurance adjuster meeting, daily progress check-ins, final walkthrough. The /techos/ section of our site and our Spanish blog posts are written in native Spanish, not translated. Roofing decisions are too important to lose detail in a language gap. Call (956) 600-0501 and ask for Ronnie en español.

Do you work on commercial roofs?

Yes. Baccaro Roofing handles flat and low-slope commercial systems — TPO, EPDM, modified bitumen, and metal — across the RGV. We work with property managers, HOAs, retail centers, and small industrial clients. Same free inspection policy: we'll diagnose what's wrong and quote it honestly before any contract.

Can I finance my roof?

Yes — financing is available on roof replacements through partner lenders so you don't have to cover the full cost upfront. Most homeowners qualify, the application is quick during your inspection visit, and we don't pull credit unless you ask. Visit baccaro-roofing.com/financing for current options, or just mention it during your free inspection and Ronnie will walk through what fits. No pressure if cash works better for you — we won't push financing on anyone.

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Baccaro Roofing GuideWind Speed Ratings Explained: Shingles for RGV Roofs

May 20, 20265 min read

TL;DR: Shingle wind ratings on the wrapper (60, 110, 130, 150 mph) are not the speed the shingle can survive in the wild. They're laboratory tests with specific fastening patterns. RGV homes need 130 mph minimum (Texas code for wind-borne debris region). Insurance discounts kick in at Class 4 impact rating, not wind rating alone. Real-world wind survival depends on installation quality more than label rating.

The wind speed printed on a shingle bundle is one of the most misunderstood specs in residential construction. Here's what those numbers actually mean for an RGV homeowner.

What the wind rating actually measures

Wind speed ratings come from one of two ASTM tests:

ASTM D7158 — the modern standard. Measures the wind speed at which shingles lift off using a controlled wind tunnel with specific fastening patterns. Classes G (120 mph), H (150 mph), and historically D (90 mph), F (110 mph).

ASTM D3161 — older test, still used. Tests at 60, 90, or 110 mph. Less rigorous than D7158.

Key fine print: both tests require exact fastening patterns (typically 6 nails per shingle, hand-driven, in the manufacturer's nail line). Off-spec installations void the rating completely.

What rating the RGV actually needs

Per Texas Building Code, all RGV counties (Hidalgo, Cameron, Willacy, Starr) are in the wind-borne debris region: minimum 130 mph rated shingles required for new construction and replacements.

Practical rule for the RGV: - Inland (McAllen, Edinburg, Mission, Pharr, Weslaco): 130 mph minimum, 150 mph preferred - Coastal (Brownsville, Harlingen, South Padre Island, Port Isabel): 150 mph minimum + WPI-8 certification for TWIA coverage

What "Class 4" means and why it matters more than wind rating

Class 4 is impact resistance, not wind resistance. Tested per UL 2218 — a 2-inch steel ball dropped from 20 feet must not crack the shingle.

Why this matters in the RGV: insurance discounts.

Most Texas homeowners insurance offers 5-15% premium discounts on the wind/hail portion for Class 4 impact shingles. On a $4,000/yr premium, that's $200-$600 saved annually. Over a 25-year roof life, $5,000-$15,000 in insurance savings.

Almost all 130+ mph wind-rated architectural shingles in the RGV market are also Class 4 rated. When you ask for "the best shingle for the RGV," you're asking for: 130+ mph wind, Class 4 impact, manufacturer's full warranty.

How installation affects the actual rating

A 150 mph rated shingle installed with 4 nails (not 6), placed in the wrong nail line, or applied over a dirty/dusty deck performs more like a 90 mph shingle. Wind failures we see are 80%+ installation problems, not material problems.

What to demand from your roofer: - 6-nail fastening pattern (not 4) - Ring-shank, hot-dipped galvanized nails - Hand-driven preferred (or properly-set pneumatic — overdrive crushes the mat) - Nails in the manufacturer's nail line, not above or below - Starter strip course at all eaves and rakes - Hip and ridge cap nailed per spec

If your roofer can't recite this without thinking, get another quote.

Three things wind ratings DON'T cover

1. Hail damage — that's Class 4 impact rating, separate spec.

2. Wind-driven rain — water can be forced under shingles even if they don't lift. Self-adhering underlayment (ice & water shield) handles this.

3. Decking failure — if the wind rips up the decking with the shingles still attached, the shingle rating is irrelevant. Hurricane straps and proper decking nailing matter.

What "lifetime warranty" really means with wind ratings

A "lifetime" shingle warranty typically: - Covers manufacturing defects only (not wind, not hail, not installation) - Drops to prorated coverage after 10 years - Requires the original homeowner to maintain the warranty - Is voided by any non-spec installation

The wind warranty is separate, usually 10-15 years at full coverage, prorated after. Hail/impact warranty often requires Class 4 rating + maintenance documentation.

For real protection in the RGV: pair manufacturer warranty with a contractor's workmanship warranty. Baccaro provides a 5-year workmanship guarantee on every replacement — if our installation causes failure, we fix it free.

Common questions

### Will a 150 mph shingle survive a 150 mph wind?

In a lab with perfect installation, yes. In the real world: probably not, because hurricane winds carry debris, wind-driven rain, and pressure fluctuations the lab test doesn't replicate. Plan for 130 mph rated minimum, 150 mph preferred for coastal RGV.

### How do I know if my current roof is rated for the RGV?

Check the original installation paperwork or shingle wrapper photos if you have them. If the home was built before 2010 and you don't have paperwork, assume it's not 130 mph rated. Inspection will confirm.

### Is metal automatically wind-rated higher than shingles?

Usually yes. Standing-seam metal typically rates 150-180 mph with proper installation. Through-fastened R-panel rates lower (110-130 mph) because of fastener uplift risk.

### What rating does a Class 4 + 150 mph shingle cost vs basic 110 mph?

Premium of roughly $0.50-$1.50 per square foot. On a 20-square (2,000 sq ft) roof, $1,000-$3,000 more material cost. Insurance discount typically recovers this in 3-5 years.

Free inspection — we'll tell you what's on your roof now

(956) 600-0501 — book a free inspection. We'll identify the current shingle's rating and recommend what to install next time based on your specific RGV zip code.